Welcome the the Elite Lending Website, your one stop shop for all your borrowing needs.
We specialize in:

New Purchase Loans
Refinance
Land Loans
Condo-Tels
Commercial Loans
Debt Consolidation

Our motto is 'Keeping Clients for Life" and our goal is to provide you with excellent service at all times. We will equip you with the tools and information to make your home purchase and financing as smooth as possible. Through our website you can use our fully interactive mortgage calculator, obtain information about local schools, places of interest, and community. As well as tips and advice for picking out the right loan for your needs.

We have offices in Kihei on the island of Maui in Hawaii and Encinitas, California.
We are licensed to do business in both Hawaii and California, and have specialists to help you with your purchase or refinance in Kapalua, Lahaina, Wailea, Makena, Kihei, and all of Maui.
We can also assist you with your financing needs on the other Hawaiian Islands including Oahu, Kaua'i, Lana'i, Moloka'i, and the Big Island of Hawai'i.
Our California office specializes in the Northern San Diego coastal area of Encinitas, Rancho Santa Fe, and Leucadia, as well as all of the greater metro San Diego area.

Please feel free to call our office at (808) 891-2005 to speak to me directly. Or get a quick quote by filling out the short form on this page!

Rebecca Ross, President of Elite Lending

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.